Traditional IRAs and 401(k) plans let workers invest pre-tax dollars and deduct contributions from taxable income in the present. In exchange, they pay income tax on contributions (and any gains) in ...

The IRS has a say in how much you withdraw from your retirement. Here's what that means for a $400,000 balance.

Single taxpayers covered by a workplace retirement plan: $91,000 Married taxpayers filing jointly (you have a workplace retirement plan): $149,00 Married taxpayers filing jointly (only your spouse has ...

Required minimum distributions (RMDs) on tax-deferred retirement accounts begin at age 73 for individuals born between 1951 and 1959. RMDs must be completed by Dec. 31; the only exception is the first ...