Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Some teachers would be able to shave at least five years off their student loan forgiveness timeline under a bill introduced ...

Removal of the Grad PLUS Program, new federal loan cap limits and different payment plans are set to go into effect in July.

The Education released major updates on a troubled student loan forgiveness “buyback” program this week. But key questions ...

The federal student loan program has some big changes on the way, impacting current borrowers and those in repayment. Most of the changes take effect on July 1, 2026, as per new provisions in the One ...

Student loans allow you to borrow money to cover college and school-related expenses. Browse Investopedia’s expert written ...

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, grants, work-study or ...

There's a strategy to getting the right student loans for graduate school. First, you'll want to tap federal student loans up ...

Since it doesn't require a credit check and has more hardship protectinos, the best loan for graduate school is a federal ...